Nestled on picturesque 4.7-acre parcel- off HWY 14 & 257, less than 15 min from Ft Collins & 10 min from Windsor/Timnath, this charming ranch home offers the perfect blend of rustic elegance & modern comfort. The property boasts a stunning walkout basement that seamlessly integrates with natural landscape, providing direct access to a serene waterfront & expansive views of the surrounding countryside. The home features open, airy layout with large windows that frame breathtaking water views, while main level includes wood floors throughout, vaulted ceilings, spacious living area with cozy wood burning fireplace, well-appointed kitchen with quartz counters, spacious island, & eating area. The main level features 3 bedrooms or could be utilized as 2 bedrooms plus office. Primary private retreat has a 5-piece luxury bath and walk-in closet. The walkout basement serves as an ideal space for relaxation or recreation, with an expansive rec room, additional bedroom & full bath, plus a bar for entertaining. The basement also offers direct access to the outdoors where you can enjoy the covered patio, hot tub, waterfront, and ample outdoor space. Outside, the property is complemented by several versatile outbuildings, including an expansive 1,792 sf heated shop with a 12x12 door, office, full bath, & is perfect for hobbies or additional storage, plus RV electrical hookups & an RV dump. Bring your animals- chickens, donkeys, & goats! There are two additional outbuildings that can be utilized for storage, extra garage, or an additional shop. The adjacent water reservoir provides a fantastic setting for recreational activities, such as jet-skiing, paddle boarding, or simply enjoying the tranquility of the water off of your private dock & jet-ski ramp. Surrounded by lush greenery & offering privacy with a gated entrance while being conveniently close to Fort Collins amenities, this home is a rare gem for those seeking a waterfront, serene, and spacious retreat with rustic charm.